Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 6.62 | 7.14 | 55%/75% | 1.25 |
| 7 | 30 | 6.59 | 7.12 | 55%/80% | 1.25 |
| 10 | 30 | 6.45 | 7.09 | 55%/80% | 1.25 |
| 15 | 30 | 6.27 | 7.15 | 55%/80% | 1.25 |
| 30 | 30 | 6.68 | 7.30 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 6.62 | 7.14 | 55%/80% | 1.25 |
| 7 | 30 | 6.59 | 7.11 | 55%/80% | 1.25 |
| 10 | 30 | 6.45 | 7.08 | 55%/80% | 1.25 |
| 15 | 30 | 6.52 | 7.24 | 55%/80% | 1.25 |
| 30 | 30 | 6.58 | 7.5 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
|||||
| 5 | 30 | 6.87 | 7.14 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 6.84 | 7.11 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 6.81 | 7.08 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
|||||
| 5 | 30 | 6.77 | 7.07 | 55%/80% | 1.25 |
| 7 | 30 | 6.74 | 7.04 | 55%/80% | 1.25 |
| 10 | 30 | 6.71 | 7.01 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 6.63 | 83%/85% | 1.17 |
| 40 | 40 | Constr/Perm | 6.73 | 85% | 1.17 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 6.67 | 7.52 | 65%/70% | 1.3 |
| 7 | 30 | 6.69 | 7.49 | 65%/75% | 1.3 |
| 10 | 30 | 6.51 | 7.46 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 6.57 | 7.4 | 70%/75% | 1.25 |
| 7 | 25 | 5.91 | 7.37 | 70%/75% | 1.25 |
| 10 | 25 | 5.88 | 7.34 | 70%/75% | 1.25 |
| 15 | 25 | 6.32 | 7.40 | 70%/75% | 1.25 |
| 20 | 20 | 7.38 | 7.46 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0467 | ||||
| 7-year UST | 0.0464 | ||||
| 10-year UST | 0.0461 | ||||
| 15-Year Avg 10/30 UST | 0.0467 | ||||
| 30-Year UST | 0.0473 | ||||