Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.41 | 3.51 | 55%/75% | 1.25 |
| 7 | 30 | 3.85 | 3.95 | 55%/80% | 1.25 |
| 10 | 30 | 4.01 | 4.11 | 55%/80% | 1.25 |
| 15 | 30 | 4.28 | 4.38 | 55%/80% | 1.25 |
| 30 | 30 | 4.7 | 4.80 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 3.36 | 3.46 | 55%/80% | 1.25 |
| 7 | 30 | 3.8 | 3.9 | 55%/80% | 1.25 |
| 10 | 30 | 3.96 | 4.06 | 55%/80% | 1.25 |
| 15 | 30 | 4.23 | 4.33 | 55%/80% | 1.25 |
| 30 | 30 | 4.65 | 4.75 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 3.36 | 3.46 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 3.8 | 3.9 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.96 | 4.06 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 3.36 | 3.46 | 55%/80% | 1.25 |
| 7 | 30 | 3.7 | 3.80 | 55%/80% | 1.25 |
| 10 | 30 | 3.91 | 4.01 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 3.86 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 4.46 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 4.04 | 4.14 | 65%/70% | 1.3 |
| 7 | 30 | 4.55 | 4.81 | 65%/75% | 1.3 |
| 10 | 30 | 4.58 | 4.78 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 3.91 | 4.16 | 70%/75% | 1.25 |
| 7 | 25 | 4.4 | 4.72 | 70%/75% | 1.25 |
| 10 | 25 | 4.16 | 4.36 | 70%/75% | 1.25 |
| 15 | 25 | 4.63 | 5.00 | 70%/75% | 1.25 |
| 20 | 20 | 5.15 | 5.32 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0166 | ||||
| 7-year UST | 0.0205 | ||||
| 10-year UST | 0.0216 | ||||
| 15-Year Avg 10/30 UST | 0.0238 | ||||
| 30-Year UST | 0.0260 | ||||