Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.48 | 3.93 | 55%/75% | 1.25 |
| 7 | 30 | 3.3 | 3.75 | 55%/80% | 1.25 |
| 10 | 30 | 3.46 | 3.91 | 55%/80% | 1.25 |
| 15 | 30 | 3.78 | 4.23 | 55%/80% | 1.25 |
| 30 | 30 | 4.11 | 4.56 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 2.46 | 3.21 | 55%/80% | 1.25 |
| 7 | 30 | 2.38 | 3.13 | 55%/80% | 1.25 |
| 10 | 30 | 2.62 | 2.82 | 55%/80% | 1.25 |
| 15 | 30 | 3.01 | 3.76 | 55%/80% | 1.25 |
| 30 | 30 | 3.38 | 4.13 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 2.88 | 3.12 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 2.91 | 3.15 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.01 | 3.25 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 2.44 | 3.16 | 55%/80% | 1.25 |
| 7 | 30 | 2.33 | 3.08 | 55%/80% | 1.25 |
| 10 | 30 | 2.57 | 3.32 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 1.87 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 1.875 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 3.4 | 3.65 | 65%/70% | 1.3 |
| 7 | 30 | 3.81 | 4.06 | 65%/75% | 1.3 |
| 10 | 30 | 3.37 | 4.12 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 2.55 | 2.65 | 70%/75% | 1.25 |
| 7 | 25 | 2.66 | 2.96 | 70%/75% | 1.25 |
| 10 | 25 | 2.72 | 3.07 | 70%/75% | 1.25 |
| 15 | 25 | 3.10 | 3.40 | 70%/75% | 1.25 |
| 20 | 20 | 3.74 | 3.99 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0065 | ||||
| 7-year UST | 0.0091 | ||||
| 10-year UST | 0.0117 | ||||
| 15-Year Avg 10/30 UST | 0.0150 | ||||
| 30-Year UST | 0.0184 | ||||