Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 2.81 | 3.51 | 55%/75% | 1.25 |
| 7 | 30 | 2.89 | 3.59 | 55%/80% | 1.25 |
| 10 | 30 | 3.17 | 3.87 | 55%/80% | 1.25 |
| 15 | 30 | 3.52 | 4.10 | 55%/80% | 1.25 |
| 30 | 30 | 3.68 | 4.38 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 1.99 | 3.36 | 55%/80% | 1.25 |
| 7 | 30 | 2.51 | 2.98 | 55%/80% | 1.25 |
| 10 | 30 | 2.43 | 3.14 | 55%/80% | 1.25 |
| 15 | 30 | 2.71 | 3.46 | 55%/80% | 1.25 |
| 30 | 30 | 3.08 | 3.82 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 2.5 | 2.82 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 2.86 | 3.99 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.28 | 4.23 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 1.99 | 2.64 | 55%/80% | 1.25 |
| 7 | 30 | 2.16 | 2.91 | 55%/80% | 1.25 |
| 10 | 30 | 2.39 | 3.08 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 2.58 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 2.15 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 3.55 | 3.8 | 65%/70% | 1.3 |
| 7 | 30 | 3.94 | 4.19 | 65%/75% | 1.3 |
| 10 | 30 | 3.53 | 4.23 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 3.28 | 3.53 | 70%/75% | 1.25 |
| 7 | 25 | 3.36 | 3.51 | 70%/75% | 1.25 |
| 10 | 25 | 3.23 | 3.58 | 70%/75% | 1.25 |
| 15 | 25 | 3.37 | 3.71 | 70%/75% | 1.25 |
| 20 | 20 | 4.03 | 4.38 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0115 | ||||
| 7-year UST | 0.0139 | ||||
| 10-year UST | 0.0163 | ||||
| 15-Year Avg 10/30 UST | 0.0186 | ||||
| 30-Year UST | 0.0208 | ||||