Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.4 | 3.75 | 55%/75% | 1.25 |
| 7 | 30 | 3.93 | 4.23 | 55%/80% | 1.25 |
| 10 | 30 | 3.7 | 4.15 | 55%/80% | 1.25 |
| 15 | 30 | 4.10 | 4.40 | 55%/80% | 1.25 |
| 30 | 30 | 4.47 | 4.80 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 3.7 | 3.83 | 55%/80% | 1.25 |
| 7 | 30 | 3.51 | 3.83 | 55%/80% | 1.25 |
| 10 | 30 | 3.65 | 3.85 | 55%/80% | 1.25 |
| 15 | 30 | 4.23 | 4.53 | 55%/80% | 1.25 |
| 30 | 30 | 4.7 | 5 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
|||||
| 5 | 30 | 3.63 | 3.93 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 3.63 | 3.93 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.38 | 4.05 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
|||||
| 5 | 30 | 3 | 3.35 | 55%/80% | 1.25 |
| 7 | 30 | 3.43 | 3.73 | 55%/80% | 1.25 |
| 10 | 30 | 3.7 | 3.95 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 3.75 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 3.9 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 4.2 | 4.45 | 65%/70% | 1.3 |
| 7 | 30 | 4.78 | 5.28 | 65%/75% | 1.3 |
| 10 | 30 | 4.6 | 5 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 3.45 | 3.7 | 70%/75% | 1.25 |
| 7 | 25 | 3.58 | 3.88 | 70%/75% | 1.25 |
| 10 | 25 | 3.65 | 3.95 | 70%/75% | 1.25 |
| 15 | 25 | 4.28 | 4.83 | 70%/75% | 1.25 |
| 20 | 20 | 4.85 | 5.1 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0045 | ||||
| 7-year UST | 0.0078 | ||||
| 10-year UST | 0.0110 | ||||
| 15-Year Avg 10/30 UST | 0.0148 | ||||
| 30-Year UST | 0.0185 | ||||