Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 5.31 | 5.73 | 55%/75% | 1.25 |
| 7 | 30 | 5.26 | 5.69 | 55%/80% | 1.25 |
| 10 | 30 | 5.1 | 5.64 | 55%/80% | 1.25 |
| 15 | 30 | 4.94 | 5.72 | 55%/80% | 1.25 |
| 30 | 30 | 5.37 | 5.99 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 5.317 | 5.83 | 55%/80% | 1.25 |
| 7 | 30 | 5.26 | 5.78 | 55%/80% | 1.25 |
| 10 | 30 | 5.1 | 5.73 | 55%/80% | 1.25 |
| 15 | 30 | 5.19 | 5.91 | 55%/80% | 1.25 |
| 30 | 30 | 5.27 | 6.19 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
|||||
| 5 | 30 | 5.21 | 6.03 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 5.16 | 5.98 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 5.11 | 5.93 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
|||||
| 5 | 30 | 5.21 | 6.36 | 55%/80% | 1.25 |
| 7 | 30 | 5.16 | 6.31 | 55%/80% | 1.25 |
| 10 | 30 | 5.11 | 6.26 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 5.2 | 83%/85% | 1.17 |
| 40 | 40 | Constr/Perm | 5.22 | 85% | 1.17 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 5.56 | 6.41 | 65%/70% | 1.3 |
| 7 | 30 | 5.56 | 6.36 | 65%/75% | 1.3 |
| 10 | 30 | 5.36 | 6.31 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 5.46 | 6.29 | 70%/75% | 1.25 |
| 7 | 25 | 4.78 | 6.24 | 70%/75% | 1.25 |
| 10 | 25 | 4.73 | 6.19 | 70%/75% | 1.25 |
| 15 | 25 | 5.19 | 6.27 | 70%/75% | 1.25 |
| 20 | 20 | 6.27 | 6.35 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0356 | ||||
| 7-year UST | 0.0351 | ||||
| 10-year UST | 0.0346 | ||||
| 15-Year Avg 10/30 UST | 0.0354 | ||||
| 30-Year UST | 0.0362 | ||||