Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.27 | 3.97 | 55%/75% | 1.25 |
| 7 | 30 | 3.23 | 3.93 | 55%/80% | 1.25 |
| 10 | 30 | 3.38 | 4.08 | 55%/80% | 1.25 |
| 15 | 30 | 3.66 | 4.24 | 55%/80% | 1.25 |
| 30 | 30 | 3.76 | 4.46 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 2.45 | 3.82 | 55%/80% | 1.25 |
| 7 | 30 | 2.85 | 3.32 | 55%/80% | 1.25 |
| 10 | 30 | 2.64 | 3.35 | 55%/80% | 1.25 |
| 15 | 30 | 2.85 | 3.60 | 55%/80% | 1.25 |
| 30 | 30 | 3.16 | 3.9 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
|||||
| 5 | 30 | 2.96 | 3.28 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 3.2 | 4.33 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.49 | 4.44 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
|||||
| 5 | 30 | 2.45 | 3.1 | 55%/80% | 1.25 |
| 7 | 30 | 2.5 | 3.25 | 55%/80% | 1.25 |
| 10 | 30 | 2.6 | 3.29 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
|||||
| 35 | 35 | Refinance | 2.66 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 2.23 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 4.01 | 4.26 | 65%/70% | 1.3 |
| 7 | 30 | 4.28 | 4.53 | 65%/75% | 1.3 |
| 10 | 30 | 3.74 | 4.44 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 3.74 | 3.99 | 70%/75% | 1.25 |
| 7 | 25 | 3.7 | 3.85 | 70%/75% | 1.25 |
| 10 | 25 | 3.44 | 3.79 | 70%/75% | 1.25 |
| 15 | 25 | 3.51 | 3.85 | 70%/75% | 1.25 |
| 20 | 20 | 4.11 | 4.46 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0161 | ||||
| 7-year UST | 0.0173 | ||||
| 10-year UST | 0.0184 | ||||
| 15-Year Avg 10/30 UST | 0.0200 | ||||
| 30-Year UST | 0.0216 | ||||