Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.34 | 3.88 | 55%/75% | 1.25 |
| 7 | 30 | 3.52 | 4.00 | 55%/80% | 1.25 |
| 10 | 30 | 3.69 | 4.17 | 55%/80% | 1.25 |
| 15 | 30 | 4.36 | 4.56 | 55%/80% | 1.25 |
| 30 | 30 | 4.46 | 4.94 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 3.24 | 3.81 | 55%/80% | 1.25 |
| 7 | 30 | 3.42 | 3.99 | 55%/80% | 1.25 |
| 10 | 30 | 3.59 | 4.16 | 55%/80% | 1.25 |
| 15 | 30 | 3.98 | 4.65 | 55%/80% | 1.25 |
| 30 | 30 | 4.46 | 5.03 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 3.34 | 3.84 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 3.52 | 4.07 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.52 | 4.24 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 3.29 | 3.78 | 55%/80% | 1.25 |
| 7 | 30 | 3.47 | 3.96 | 55%/80% | 1.25 |
| 10 | 30 | 3.59 | 4.13 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 3.46 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 3.61 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 5.34 | 6.09 | 65%/70% | 1.3 |
| 7 | 30 | 5.52 | 6.27 | 65%/75% | 1.3 |
| 10 | 30 | 5.69 | 6.44 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 4.24 | 4.59 | 70%/75% | 1.25 |
| 7 | 25 | 4.42 | 4.77 | 70%/75% | 1.25 |
| 10 | 25 | 4.59 | 4.94 | 70%/75% | 1.25 |
| 15 | 25 | 4.98 | 5.33 | 70%/75% | 1.25 |
| 20 | 20 | 5.36 | 5.71 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0034 | ||||
| 7-year UST | 0.0052 | ||||
| 10-year UST | 0.0069 | ||||
| 15-Year Avg 10/30 UST | 0.0108 | ||||
| 30-Year UST | 0.0146 | ||||