Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 5.75 | 6.45 | 55%/75% | 1.25 |
| 7 | 30 | 5.46 | 6.16 | 55%/80% | 1.25 |
| 10 | 30 | 5.28 | 5.48 | 55%/80% | 1.25 |
| 15 | 30 | 5.47 | 6.05 | 55%/80% | 1.25 |
| 30 | 30 | 5.38 | 6.08 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 4.93 | 6.3 | 55%/80% | 1.25 |
| 7 | 30 | 5.08 | 5.55 | 55%/80% | 1.25 |
| 10 | 30 | 4.63 | 5.34 | 55%/80% | 1.25 |
| 15 | 30 | 4.66 | 5.41 | 55%/80% | 1.25 |
| 30 | 30 | 4.78 | 5.52 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 5.44 | 5.76 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 5.43 | 6.56 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 5.48 | 6.43 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 4.93 | 5.58 | 55%/80% | 1.25 |
| 7 | 30 | 4.73 | 5.48 | 55%/80% | 1.25 |
| 10 | 30 | 4.59 | 5.28 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 4.28 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 3.85 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 6.49 | 6.74 | 65%/70% | 1.3 |
| 7 | 30 | 6.51 | 6.76 | 65%/75% | 1.3 |
| 10 | 30 | 5.73 | 6.43 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 6.22 | 6.47 | 70%/75% | 1.25 |
| 7 | 25 | 5.93 | 6.08 | 70%/75% | 1.25 |
| 10 | 25 | 5.43 | 5.78 | 70%/75% | 1.25 |
| 15 | 25 | 5.32 | 5.66 | 70%/75% | 1.25 |
| 20 | 20 | 5.73 | 6.08 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0409 | ||||
| 7-year UST | 0.0396 | ||||
| 10-year UST | 0.0383 | ||||
| 15-Year Avg 10/30 UST | 0.0381 | ||||
| 30-Year UST | 0.0378 | ||||