Current Loan Rates
| Term | Amort | Low LTV | High LTV | Max LTV | Min DSC |
|---|---|---|---|---|---|
| Fannie Mae Small $1,000,000 to $3,000,0000 ($5 million in major MSA markets) | |||||
| 5 | 30 | 3.65 | 4.18 | 55%/75% | 1.25 |
| 7 | 30 | 3.81 | 4.03 | 55%/80% | 1.25 |
| 10 | 30 | 3.88 | 4.08 | 55%/80% | 1.25 |
| 15 | 30 | 4.31 | 4.31 | 55%/80% | 1.25 |
| 30 | 30 | 4.68 | 4.69 | 55%/80% | 1.25 |
| Fannie Mae Large Loan Program Green $3,000,000 and Up |
|||||
| 5 | 30 | 3.55 | 4 | 55%/80% | 1.25 |
| 7 | 30 | 3.71 | 3.89 | 55%/80% | 1.25 |
| 10 | 30 | 3.78 | 3.94 | 55%/80% | 1.25 |
| 15 | 30 | 4.21 | 4.28 | 55%/80% | 1.25 |
| 30 | 30 | 4.58 | 4.73 | 55%/80% | 1.25 |
| Freddie Mac Small Program $1,000,000 to $6,000,000 (larger in select markets) |
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| 5 | 30 | 3.65 | 3.55 | 55%/80% | 1.55/1.25 |
| 7 | 30 | 3.87 | 3.84 | 55%/80% | 1.55/1.25 |
| 10 | 30 | 3.99 | 3.79 | 55%/80% | 1.55/1.25 |
| Freddie Mac Standard Loan Program $3,000,000 and Up |
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| 5 | 30 | 3.45 | 3.6 | 55%/80% | 1.25 |
| 7 | 30 | 3.61 | 3.89 | 55%/80% | 1.25 |
| 10 | 30 | 3.68 | 3.79 | 55%/80% | 1.25 |
| FHA/HUD - does not include MIP |
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| 35 | 35 | Refinance | 3.43 | 83%/85% | 1.1765 |
| 40 | 40 | Constr/Perm | 3.93 | 85% | 1.1765 |
| Commercial Mortgage Backed Securities (CMBS) a/k/a Conduits $3,000,000 + | |||||
| 5 | 30 | 3.19 | 3.9 | 65%/70% | 1.3 |
| 7 | 30 | 3.37 | 3.87 | 65%/75% | 1.3 |
| 10 | 30 | 3.59 | 4.19 | 65%/75% | 1.3 |
| Insurance Company Financing $1,000,000 + | |||||
| 5 | 25 | 3.3 | 3.6 | 70%/75% | 1.25 |
| 7 | 25 | 3.22 | 3.72 | 70%/75% | 1.25 |
| 10 | 25 | 3.29 | 3.94 | 70%/75% | 1.25 |
| 15 | 25 | 1.56 | 4.21 | 70%/75% | 1.25 |
| 20 | 20 | 4.18 | 4.48 | 70%/75% | 1.25 |
| Below Should not appear in on Web Site | |||||
| 5-year UST | 0.0180 | ||||
| 7-year UST | 0.0192 | ||||
| 10-year UST | 0.0204 | ||||
| 15-Year Avg 10/30 UST | 0.0231 | ||||
| 30-Year UST | 0.0258 | ||||